Providing your own key could easily be an option. I'm just thinking about my parents though - they would never in their life be able to or want to configure a mail client with a private/public key pair. But they can remember a passphrase and use keepass/lastpass to store all their passwords locked by one master. I'm trying to adapt that same concept (and the ease of use it brings) to bring encryption to the masses in e-mail/IM.
When writing profiling code (https://github.com/vstefan/Instrum/), I use clock_gettime(CLOCK_MONOTONIC) as it measures elapsed time from an arbitrary reference point.
It all depends what you're into. I've been in Perth for 5 years and love it. The weather is excellent almost all year around which is great for cycling, and there are some beautiful rides along the coast-line / rivers.
Even though we are so isolated, we get some of the best house / drum & bass music acts in the world coming here, and combined with the great weather = awesome music festivals.
Additionally, I love the fact that I can drive to work in 10 minutes and the CBD in 15. I've thought of moving elsewhere, but in my opinion Perth (and Australia in general) has excellent quality-of-life.
Being able to make very good money as a developer is just the icing on the cake.
I'm not convinced that waiting is the best strategy. In my case I'm a 26 year old developer in Perth. I bought my first 2x1 apartment 13 months ago in a nice area 7km from the city and have now paid it off to the point where if I were to rent it out, it would pay for itself.
Now all my savings still go into the loan (offset account), but they are essentially a deposit for my next property which I will be able to buy around 28-29 (2-3 years).
Providing your own key could easily be an option. I'm just thinking about my parents though - they would never in their life be able to or want to configure a mail client with a private/public key pair. But they can remember a passphrase and use keepass/lastpass to store all their passwords locked by one master. I'm trying to adapt that same concept (and the ease of use it brings) to bring encryption to the masses in e-mail/IM.