Running a startup means time is never on your side. If you are still 8 months away from proving "soundness" of your idea then you are already too late.
Insured deposits are paid on first day the bank opens. More than 50% of uninsured deposits are paid within a week. Another 20% or so gets paid within a year or sooner in quarterly installments. Remaining amount gets paid in yearly installments and in all cases was paid within 3 years.
Haircut is guaranteed in this political climate since there is no appetite for a bailout. At least not for SVB. The later ones could be bailed out but SVB is a goner.
Thank you. Yes I understand this needs an explanation and I am working on it. I agree with you though, I should have held off on sharing here. Just a start and I was too excited to share.
For those who are still confused: You can upload your .sql file or copy paste your sql to generate a database documentation.