My experience with my Volvo EX30 has been the complete opposite. Although the false positives have gone down with software updates, it's still wrong so often I turn it off every time it bothers me. Due to some other regulation, this setting is unfortunately not remembered. That means every time I get in the car, I have to spend time going trough the settings to disable it, often while already driving. Seems like a great idea.
The biggest false positives involve singing or talking being mis-interpreted for yawning. Which then triggers a notification and a noise telling me "maybe it's time for a beak", which makes me look at the screen in the center console, which then triggers a second notification telling me to "please look at the road".
GDPR could have been great, if it was actually enforced in the way it was intended. Cookie banners and dark patterns are not actually allowed, but without enforcement, it's basically meaningless.
IMO the biggest issue is that the member states are individually required to set up agencies to police this. This makes perfect sense for local companies, but is meaningless against large entities that operate across the entire EU.
Almost all EU credit cards are automatic debit at the end of the month, i.e. carrying over balance is not even possible. You will simply be over-drafted on the linked debit account and charged a fee + steep interest if you spend more then you have. Typically until the overdraft is resolved, no further debit card payments can be made.
The only reasons to use a CC in EU are:
- online payments where CC is the only accepted form of payment
- delay payments until after receiving wage
- hotels, car rentals, and other places that lock an amount on your card
- extra insurance provided by some more premium cards (VISA Gold etc)
Ever since 3-D Secure (2FA for CC transactions, beyond the CCV code), you have been liable for any transaction that was validated by it. Your bank may still do a chargeback as a courtesy, but that's not guaranteed.
A bit off topic, but changing your name when getting married is so strange to me.
It is not at all common where I live (Belgium), in fact I don't think I personally know a single person who did.
That was different in the early sw versions, where blocking it would simply do nothing, so I had a 3D printed thing to block the camera.