Do you have an example of a bug that prevents quest completion? I've been lucky enough to not run into a single one during my 100+ hours so far and I've been trying to do every quest. I worry that these things keep getting said without people actually experiencing them. I have several friends playing on PS4 without the reported crashes. Not saying you haven't, I just don't have any direct knowledge of the issues that have been reported and when it is, it's very hand-wavy.
It sounds like with the new Emergency Access they are generating a key pair for the emergency contact, encrypting to the public key and escrowing the encrypted the symmetric key for your vault data [1]. However LastPass also controls the private key... which seems counter to the marketing, e.g. LastPass should never have access to your symmetric key.
I think as a Charity you have to focus on one specific concern. If you start down the route of diversifying how do you measure when to stop and how much to you split between the different ventures?