To curb your craving for unhealthy food or beverage, including alcohol, stare at the item for three minutes. Mediate on it. Allow yourself to be fully present before it. This trains you not to automatically give in to your unhealthy craving. Before long, you will realize that you "can" choose not to eat or drink it.
I am a lawyer who uses ChatGPT to assist in drafting documents. My clients are familiar with it too, but at the end of the day, clients are lazy, and would rely on the lawyer to draft something as simple as a cover letter or HR form. For those clients who pre-generate contracts and legal documents through ChatGPT, the result is astoundingly bad, such that I still had to overhaul their outputs.
Laziness and human incompetence -- these are the reasons why I exist.
Professional service organizations with cross-border capabilities can qualify for this.
As a lawyer who has founded a law firm, it's possible to qualify for all criteria, even item 12, which can be addressed by the founder knowing how to decouple the founder's personal labor inputs (e.g., time) from the firm's revenue and profit performance.
I live in a country (outside the US) with good healthcare system and accessible and relatively affordable healthcare services. Health insurance is good to have, but not having it will not make a person like me teetering on the edge of poverty.
I use Telegram's Saved Messages feature, put there anything I need to remember or anything noteworthy, and that's it. That's journaling for me. It helps me remember things. Is that journaling? Is there a need for me to do journaling other than what I am already currently doing?
It doesn't matter. I know my cost of living / monthly expense. My monthly expense has been budgeted to help me live a comfortable life (not just a surviving existence), with occasional luxuries.