Exactly. A lot of people think, if the company is so tight or so stingy (whichever the case may be) they can't afford bagels anymore, it might behoove me to search for work elsewhere.
> Expressing intent to resign, and actually resigning are completely different things.
I bet if HC were not employment centered, this would be much different. In the US, it's a badge of honor to have a "job with benefits". Switching jobs and not having HC benefits that are as good or cost more weighs heavy on the minds of most people.
[0] If possible. I don't see where they explicitly say you can't.