Simple. Find your dot on about 10 PDFs, interpret a handful of weather variables, know the safety tipping points of each, don't get it wrong or you may be injured, and check back every 4 hours! Easy.
You’re comparing a measurement to a prediction (current temp to high temp).
But yes! It’s very annoying.
There’s not a clear and simple solution though. You could increase the daily high, but then hourly data would never show/predict the daily high. Unless you made the current hour prediction = current measurement. But what if the prediction for the hour is 90% chance of rain (starting at say XX:43), you wouldn’t want to just override that with 90°F and sunny.
Why do bonds being in tax advantages accounts? My gut would suspect the opposite, since on average stocks will have higher return so you'll want them getting the tax break.