Ask HN: Software for Real-World Budgeting?
3 comments
Have you tried Lunch Money (https://lunchmoney.app/)? I found it through HN. I've been very happy with it.
I think their discord community can help you with your specific questions.
I think their discord community can help you with your specific questions.
You Need A Budget used to be well-loved before they moved to a subscription model, but I think the underlying principle is still the same: you manually enter incomes and expenditures to keep on top of them. You create expense "buckets" that you have to fill with income by allocating funds for them.
https://www.ynab.com/
https://www.ynab.com/
Thanks. I remember looking into this a while back and finding some of these limitations. Maybe it’s time to try again, as much as I’m not a fan of paying a subscription
- Get paid for 9 months or for gigs that are scheduled ahead of time and therefore known - Have regular things like kid activity expenses that may not be at regular intervals, but are certainly able to be planned in - Have to deal with income oddities like reimbursement tracking that is linked to expenses over previous months?
My spreadsheets over the past 10 years work, and I’m tempted to build them into something more automatic. But I can’t imagine that these types of things haven’t been handled before without getting into expensive software made for companies. Thanks!