Yeah, working from home for four years now and I only have one office and desk. It's used for work, of course, but also when I'm writing for my self, or playing video games with my friends.
I don't have any problem disconnecting from work, but it probably helps that I have a different computer for work that goes in a drawer at the end of the day.
I do follow points 2 and 3 though and I think those are essential.
Yes, the models are not constantly learning. They only update their knowledge when they are retrained, which is pretty infrequently (I think the base GPT models have not been retrained, but the chat laters on top might).
False. Every time you transfer money from an account at one bank to another you're using ACH. Same with moving funds from banks to stock brokers or brokers to banks.
The real reason it doesn't compete is its slow, and many banks have terms of service that say something like "You can only set it up between accounts you own" so sending to other people is often technically a violation of your agreement with a bank.
> Every great open source math library is built on the ashes of someone’s academic career.
From William Stein, lead developer of the computer algebra system, Sage: http://wstein.org/talks/2016-06-sage-bp/bp.pdf