> I'm calling to tell you that we have found out that your insurance needs renewal. It would be of the utmost importance for you to renew it in order to avoid fees. Moreover, we'd like to offer you a 20% discount in order to continue our great partnership together.
> Banana Insurance
And go this:
> Hey,
> Your insurance is expiring. Renew it or pay fees. We'll give you 20% off to keep milking you for cash.