In Czechia is there not a difference between research and teaching institutions? In the US we have things like community colleges and other colleges/universities where you can get your associates or bachelors, but not Masters / PhD. They have a focus on teaching their students, rather than doing research.
Although maybe that's what you're considering "mediocre colleges"
That's pretty similar to what my wife and I do. It helps that my income is enough to fund the mortgage + expenses, but if she wasn't working we wouldn't have as nearly as much "fun money"
So is Netflix going to require tax information on everyone in the household? How can they tell the difference from their end I think is one of the questions being presented