tl;dr: high natural gas prices, weather caused production delays, COVID caused production/shipping delays, power shortages in China (a major exporter) resulting in lower production
> To me it is sufficient to beat the top 20% of drivers.
It's interesting that you set the threshold there (I presume you meant 'beat the bottom 80% of drivers'). Rationally, we should be happy if their driving performance is above average. I fear that the public (and the courts and the insurers, etc) will require airline levels of per-mile safety and still be wary.
> Forty percent of U.S. adults ascribe to a strictly creationist view of human origins, believing that God created them in their present form within roughly the past 10,000 years.
> Among participants who tested positive for COVID-19, 68.7% experienced at least one symptom after 30 days, marking the distinction for long COVID. This prevalence increased to 77% after 60 days of follow-up. Researchers also found that individuals who experienced long COVID were more likely to be less educated, have seasonal allergies and pre-existing health conditions, and self-report greater symptom severity than people without long COVID.
If you think about what payment processors actually do, dealing with fraud is one of the main costs. There's a lot of fraud associated with porn related transactions, so it can make financial sense to just drop the entire transaction category.
https://www.fb.org/market-intel/too-many-to-count-factors-dr...
tl;dr: high natural gas prices, weather caused production delays, COVID caused production/shipping delays, power shortages in China (a major exporter) resulting in lower production