Actually in Europe for example, most prepaid sim cards also offer setting details through a web portal, and it just automatically takes money off your card on a set date in a month to recharge the SIM.
Well, true, all the big players are from USA. But as far digital innovation inside of a nation go, and for the nation, USA needs to do a lot of catching up. Because while true that USA made a thing called "instagram influencers", it has done very little for its people.
If by Nordic you mean Northern European, then Estonia is Nordic, all tho' often misrepresented as Eastern European.
I'm an Estonian, also a nordic country. We have a bunch of things we are years ahead of in terms of digital innovations (https://e-estonia.com/), all while having a 1.3m population. What does the USA do better exactly?
There are more countries besides United States. I don't know why people here always refer to it as if it were the only ruler of the internet. It's not. In fact it does a piss poor job at playing its part.
As an alternative, modern web framework for Clojure, I recommend Coast https://coastonclojure.com/ (I have no other affiliation to this project other than using it myself).
This is all ramping up to Disney's own streaming platform. To which, as a Marvel fan, I will of course subscribe. It's just unfortunate that the streaming world starts to saturate, because of $.