I'm super sorry for the inconvenience and for the limited lead time. Unfortunately, this change wasn’t fully within our control and was required by our card partners.
We do use the Plaid Link widget (as do most other fintechs in the US). We don't touch credentials or handle the bank login page.
Commentary about the state of the US banking system aside, Plaid is pretty much the industry standard way to do instant bank account verifications today. However, we also have options to link with debit card and account / routing number if you're not comfortable with the Plaid route (totally understandable).
I'm super sorry for the inconvenience and for the limited lead time. Unfortunately, this change wasn’t fully within our control and was required by our card partners.