Optum Health: Delivers care directly to patients via local medical groups, urgent care centers, and surgical facilities.
Optum Care: A major component of Optum Health, this network employs or partners with physicians across the country to provide value-based care.
Optum Rx: Pharmacy care services.
International: Owns and operates healthcare facilities in South America and Europe.
It's not difficult to see how a Health Insurance company with 4,000 subsidiaries could easily move money around and manipulate claim stats.
A health insurance company can easily manipulate claim stats by paying claims to doctors/healthcare companies owned/operated by the health insurance company. Essentially moving money from one subsidiary to another.
First-principles.
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A Fortune 500 company has teams of lawyers, HR departments to ensure that a basic cholesterol blood test doesn't need to be approved or fought to be covered. When you are no longer "protected" by the corporation you are fighting on your own.
It doesn't seem like you have any real world experience dealing with health insurance companies.
What do you think happens when you get sick as a self employed person? Do you think a health insurance company pays claims? Self-employed health insurance = Orwell's 1984
At least when you work for a corporation you don't have to see the truly ugly side of health insurance claim denial. Many people don't see this until their 50s/60s when they lose employer health insurance.
Optum Health: Delivers care directly to patients via local medical groups, urgent care centers, and surgical facilities. Optum Care: A major component of Optum Health, this network employs or partners with physicians across the country to provide value-based care. Optum Rx: Pharmacy care services. International: Owns and operates healthcare facilities in South America and Europe.
It's not difficult to see how a Health Insurance company with 4,000 subsidiaries could easily move money around and manipulate claim stats.