ejvincent · HackerTrans

3 yıl öncediscuss

If you have a modern heat pump system, it's often more energy efficient to keep it at a steady temp. They become more efficient the less they have to work. This means if you're changing the temp while at work, there's a spike when you return where it has to work harder. The efficiency loss there is often worse than what was saved by changing the temps while you were away.

ejvincent

3 yıl öncediscuss

This is my personal take, given that I work at Amazon. Here's the landscape of people I interact with:

* Supply Chain - Bellevue, Vancouver, Austin

* AWS / other businesses - Seattle, occasionally elsewhere (NYC, Boston, HQ2)

* Foreign business teams - Luxembourg (EU), occasionally elsewhere (India)

* Team members on my team - Bellevue, Seattle, Vancouver, and elsewhere

Tell me how we're going to get all of these groups together for "hallway talk". At best, you can get a team in one locality, but even that is difficult with immigration challenges.

ejvincent

3 yıl öncediscuss

Read the article:

  Wojcicki has been involved with Google practically since the beginning. The company's founders, Larry Page and Sergey Brin, set up office in her parents' garage soon after they incorporated Google in 1998. Wojcicki became Google's first marketing manager the following year and played a role in the earliest Google Doodles. In 2006, she encouraged Google to buy YouTube, which launched a year earlier.

ejvincent

3 yıl öncediscuss

> My question for more financially savvy HNers, is I recently changed my investment portfolio to be more in money market and bond accounts since it seems cash will be safer as stocks would expect to go down, with the thought that once it bottoms out I can move back to stocks when they are low. Am I wrong on this reasoning or is the underlying logic sound?

You are trying to time the market. That is notoriously difficult. You are almost for sure going to miss the ideal timing. That's why there's the saying, "time in the market beats timing the market". There's many write-ups on this topic, but https://www.schwab.com/learn/story/does-market-timing-work shows a decent breakdown of different strategies and how they would have worked out.

> You start missing house payments, soon homes start getting foreclosed on, the boom we've built in construction starts to burst, and we have 2008 all over again

A few things here:

1. We have less building now than during the lead up to 08: https://tradingeconomics.com/united-states/housing-starts

2. Subprime mortgages are dramatically lower in volume

3. ARM loans are dramatically lower in volume

Just because there might be an increase in defaults doesn't mean we're going to see anything like 08.

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