They created this crisis by silencing whistleblowers and hiding case numbers. Don't forget they banned wildlife markets during SARS, but allowed them again a year after. This is going to happen again.
The deep insight is that we've built a system where people lack responsibility for their actions. It makes sense to do harmful things that are appear good in the short term because there's no accountability.
Sia is quite volatile. If the payment is held for 12 weeks, the host has no idea what that payment will be worth. Do you have a mechanism preventing this issue?