The banking app has no password or 2FA prompt before opening?
Even if the 2FA has to come from Authenticator/Authy/etc , that should atleast have a password on it.
What am I missing here?
I agree, I've been amazed watching people release after release upgrading to newer versions of Windows and office, when what they used them for functionally didnt change. I could never make sense of how people didnt see it for what it is, and accepted the continuous costs.
But hey, I guess that's capitalism, and people are captured by it. If it has a new shine, and everyone else is doing it, let's all jump over the cliff's edge.