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sbeller

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sbeller
·4 yıl önce·discuss
Per PR description:

> Removed warrant canary (we still have never received a NSL or FISA order, but we are removing this language now to avoid a future situation where we receive one but are not permitted to remove the statement from our policy)

yeah, is that more believable? Maybe, I cannot tell.
sbeller
·5 yıl önce·discuss
crypto
sbeller
·5 yıl önce·discuss
Have you seen the rents in new Zealand? They did not crater as much as in SF. ;-)
sbeller
·5 yıl önce·discuss
> - allowing true ownership of assets

What is ownership and how is it true? This is philosophically on the deep end, as the evil powers can seize your wallet just as easily and you may have no (legal) recourse, https://xkcd.com/538/

Seriously if I own a traditional asset within the current legal system (e.g. stocks, bonds, real estate), "the system" can help me protect and enforce my ownership rights, if you're in good social standing. In crypto "the system" cannot help you as much.

However if you are in bad social standing, the system can seize the wallet or the stocks easily.
sbeller
·5 yıl önce·discuss
> I don't know anything about 401(k)s but do they really operate on some foundational condition of less-profitable investments and higher fees?

The (HR person of the) employer chooses what to allow in a 401k. Normally you have a dozen funds or so available. And the choice by the employer doesn't necessarily align with the employees interests, as the high fee funds would love to send you that amazon gift card, whereas the low fee funds wouldn't even reach out to you. ;-)
sbeller
·5 yıl önce·discuss
> October 16, 2013

In 2013 150k seemed a lot IIRC as the economy was in shambles and all those paid with these sweet RSUs and ISOs weren't having it.
sbeller
·5 yıl önce·discuss
cash it the most important thing that should not be done JIT. ;-)
sbeller
·5 yıl önce·discuss
> but hardware startups seem to be few and far

back then I used to watch all the videos of https://millcomputing.com/docs/belt/ as that seemed promising, but they seem to be stuck in the hardware production and writing a compiler for that architecture.
sbeller
·5 yıl önce·discuss
They try such a thing in Germany by having different rates of VAT (~sales tax) for different products. Basics (such as food) being on the lower rate, and luxury items on the higher end.

Not sure if it actually works well or is overly complex nowadays.
sbeller
·5 yıl önce·discuss
Look at it the other way round: they could reduce losses from 6% to 4%, which lead further savings in needing less cooling tech.
sbeller
·5 yıl önce·discuss
> "profile"

Things like whether you have dogs, kids, are a smoker.

Or other things that you're not supposed to discriminate by according to law (looks "foreign", doesn't speak German or with a strong accent).

And then the non-obvious things like your financials (what is the likelihood of paying rent or lack thereof) or connections.

But I think the article doesn't specify actually what they mean by profile.
sbeller
·5 yıl önce·discuss
Traditional plants to manufacture aluminium do not work on-demand though. If they are not shut down orderly, you can rebuild the whole plant essentially.

So there will be some innovation needed to shutdown (and boot up) these plants quickly, I would think?
sbeller
·6 yıl önce·discuss
handing out your login credentials is like giving a blanko check with your signature on it already.

> What bank in the U.S. wont reverse fraudulent ACH debits?

If you admit to handing out signed blank checks, I would hope that most if not all banks would at least have a discussion with you about how you may be not the customer they are looking for.
sbeller
·6 yıl önce·discuss
20% pay cut (pre-tax, after tax it is less due to progressive taxation) for 50% more weekend is superb IMHO.
sbeller
·6 yıl önce·discuss
> (in fact, it extracts that value from non-HFT traders, so even those are shafted here).

in return HFT provides liquidity (and by that smaller spreads) to the market, I would think.

If you ever bought or sold a stock with a market order, you profited from the work the HFT is doing.
sbeller
·6 yıl önce·discuss
> USA's highest tax state?

That is another myth that is floating around the US. CA actually has progressive tax brackets (i.e. the rate changes quite a bit from bracket to bracket) and only few get into the top state brackets, whereas most of the other states that have income tax, >90% of people are in the top bracket as the top bracket is around $10k (looking at https://tax.idaho.gov/i-1110.cfm).
sbeller
·6 yıl önce·discuss
> I've personally seen several people be priced out of an area due to this.

Ask a Californian about prop 13 ;-)
sbeller
·6 yıl önce·discuss
Great read. (resident in San Mateo County here)

I personally think the whole country should focus more on the greater good for everyone by culling the virus instead of doing this open-nd-close back and forth juggling, as to optimize for the best outcome available (similar to New Zealand). But then again I am not well versed on the Nash equilibrium when it comes to highly infectious diseases.
sbeller
·6 yıl önce·discuss
exactly. How would that work in an electronic setting?
sbeller
·6 yıl önce·discuss
They tried something like that in Germany, but they got it wrong in the details:

Once you elect to communicate via this government blessed email, you are basically forced to check that email everyday notwithstanding your ability (e.g. when your computer/internet breaks) as the communication is considered delivered once it hits your (e-)mail box.

For example if you are summoned to court (and it is a felony to not show up), I'd think I'd prefer snail mail for those communications, as I'd trust my "tech stack" of a physical mail box on the receiving side a bit more than some government blessed email provider.