I graduated NYU last year. I posted in reddit one of the top posts on NYU's page something like "how to make nyu cheap." All said and done I ended with roughly 60k in debt, which isn't bad since I work in finance. That said, I know someone who went to NYU to become a teacher and ended with 280k in debt. At this point a lot of people I know are "debtmaxxing" and banking on USD hyperinflation. For myself, I suspect that student loans will be forgiven before 2030, so I just pay the absolute minimum.