In Canada we have these refillable prepaid VISA cards https://www.koho.ca/. Not a plug, but it's honestly solved money management for us.
Every week, my wife and I load some amount into the 'joint' card, and a smaller onto the personal cards. The joint card is for necessities, the personal cards are for fun. It's much more convenient than the cash envelopes we were doing before.
Credit cards don't work for us because it's too easy to cheat, and you only have to feel guilty when you square up the tracking. With the prepaid cards, you get a much harsher signal when you're over budget.
I've been using AWS Route53 DNS for my domain for many years, very cheap and easy to automate a DDNS setup if desired (e.g. https://crazymax.dev/ddns-route53/)
> Someone donating large amounts of money to charity just to write it off on their taxes isn’t doing so altruistically
I mean, it's still altruistic because they're going to 'lose wealth' by donating. You're never going to earn back in tax write-offs as much as you spent by donating.
Every week, my wife and I load some amount into the 'joint' card, and a smaller onto the personal cards. The joint card is for necessities, the personal cards are for fun. It's much more convenient than the cash envelopes we were doing before.
Credit cards don't work for us because it's too easy to cheat, and you only have to feel guilty when you square up the tracking. With the prepaid cards, you get a much harsher signal when you're over budget.