Does USAA sell the servicing too? Most credit unions sell their mortgages, but as long as they retain the servicing rights (which seems to be less and less), the borrower should be in good hands.
Well, as a 2 week tenured and very happy Railway customer until now, I am now a Render customer. Somehow DNS cut over within 1 min(!) and live after about 30 minutes of work. Not bad!
I am a personal injury lawyer, and am therefore biased. But I submit that they are decidedly not undifferentiated - the problem is that there is no real way for you to differentiate them.
If I were seriously injured, there are about 10 personal injury lawyers in my small state that I would consider. There are no obvious external signals such as billboards, websites, or marketing that convey their superior strategic skill and they just have it qualities before a jury. But if you know them, you know.
If you need a lawyer, call another lawyer (preferably someone involved in the special interest bar association for that field) and ask them who you should call.
Claude and I (mostly Claude) built a web app for lawyers that uses Gemini to extract (and calculate, where necessary) court dates and deadlines from a PDF scheduling order and output them in a structured format. The user can then select which ones they want to add to their calendar and generate an ICS file to add all case dates/deadlines at once.
For some reason, most of the AI-focused subreddits, like r/OpenAI, r/Anthropic, etc., seem to convey a sense of mass mental illness or delusion. For example, r/OpenAI is 95% focused on how OpenAI is horrible for taking away their virtual girlfriend/therapist model, 4o.
r/Anthropic is 95% either rambling about usage limits in Claude Code or “showing off” by presenting a giant wall of AI generated text describing the stack for their latest zero utility vibe-coded project.
I personally find value in vibecoding, but the signal to noise ratio in these spaces is insanely poor compared to generally anywhere else on Reddit, and I’m not sure what that says.