I don't think it's fair to blame the SVB depositors for the bank run. Perhaps you can blame public figures (VCs etc) who catalyzed it. Once a run starts, though, it's in your interest to run too.
If you had >250k in SVB and you managed to get it out before it was shut down, you'd be pretty happy with yourself right now. If you run a business and have an obligation to share-holders, it would be negligent not to try this at least.
The 250k is messaging to minimize moral hazard. You want banks and depositors invested in minimizing their own risk.
I'd guess hesitancy to immediately declare full guarantee of funds is also due to these concerns (although there may be other reasons as well). The sweet spot here maximizes the appearance of consequences while minimizing actual fallout.
I think you learn the box-and-arrow diagrams in an algorithms class. You learn about cache and memory in a systems class. When you get a real job, if someone asks you to write a performant binary tree in a low-level language, you combine knowledge from both these experiences and make an inference on what to do. Maybe you try, test, and iterate. Maybe you read some blog posts or find a canonical implementation in another language.
Either way, it doesn't seem like a huge knowledge gap.
Yes, but they take 1-3 days in my experience. I'm not sure why the parent wouldn't have used them in this case except that they also require sharing of very sensitive information, which doesn't work too well unless transferring within family/close network.
It seems more regulated healthcare systems are also significantly less capable of developing innovative treatments (although this could be a misunderstanding of mine)
The VC model has to consider the expectation that most investments will be a complete loss. To have even a hope of ~20% return every investment has to have a path to $xxxB. Otherwise it’s not worth including.
I’m not sure why I’m the first to point this out on HN (which is usually a pretty skeptical group) but “aphantasia” is very poorly studied (1). I’ve met plenty of people who claim to have it but it seems more like a failure of language to compare experience. That explanation seems more reasonable to me than a few people are wired differently.