Wechat is a brower with
sdk included which website owners can easily utilize to get the user info and money. The only thing the website owner needs to do is associate the website with wechat through registertion and authetication （in the form of mini program）.
If users can put the user info and payments info into chrome or firefox brower through some kind of open protocol，and every website has the abality to issue request to utilize this information，then the browers will be the more decenterized super app.
If users can put the user info and payments info into chrome or firefox brower through some kind of open protocol，and every website has the abality to issue request to utilize this information，then the browers will be the more decenterized super app.