Not an answer, but I'm modeling it as a way to pull stability out of non stable region of space for a soliton field. The gradient the void causes allows the soliton to find a useful basin.
You are missing one important bit. Semantic Gravity Sieves. Important data in the metadata collapses together, allowing grouped indexing. Something like a DAG allows the logic to be addressed consistently.
I just realized, one of the things that people might start doing is making a gamma model of their personality. I won't even approach who they were as a person, but it will give their Descendants (or bored researchers) a 60% approximation of who they were and their views. (60% is pulled from nowhere to justify my gamma designation, since there isn't a good scale for personality mirror quality for LLMs as far as I'm aware.)
Actual Finance (similar open source software) does this via SimpleFIN Bridge. It even supported connecting a credit card option that rocket money doesn't.