Parents Give Up Custody of Their Kids to Get Need-Based College Financial Aid(propublica.org)
propublica.org
Parents Give Up Custody of Their Kids to Get Need-Based College Financial Aid
https://www.propublica.org/article/university-of-illinois-financial-aid-fafsa-parents-guardianship-children-students
98 comments
“We didn’t hear any complaint, and that is also a big red flag,” Borst said. “If they were needy, they would have come in to talk with us.”
Or, being needy, have been crapped on by institutions multiple times and have a fatalistic view. Well, it was fun while it lasted, or guess I need to get a job and spend time working to complete my education. It is amazing how many problems could be resolved by a talk with a school administrator that doesn't because students just accept what they are told.
Or, being needy, have been crapped on by institutions multiple times and have a fatalistic view. Well, it was fun while it lasted, or guess I need to get a job and spend time working to complete my education. It is amazing how many problems could be resolved by a talk with a school administrator that doesn't because students just accept what they are told.
I completely agree. I also think there is a racial and class bias to this. Both Rich and middle class white people are taught to complain to authority figures to get their way. Poor people assume they don't understand the system and don't have time to do research or consult with family members to let them know that they are being fucked over.
Both Rich and middle class white people are taught to complain to authority figures to get their way.
I need to see data based on the same environment and economic situation to believe that line. Rich is rich. Frankly, saying "white people are taught to complain to authority figures" is a gross generalization and untrue with specific groups in this country. Many whites are taught to respect authority figures and not question them.
Oh, and poor people don't assume they don't understand the system. They assume that they understand it all too well and it just isn't interested in their success and that crosses racial lines rather painfully.
I need to see data based on the same environment and economic situation to believe that line. Rich is rich. Frankly, saying "white people are taught to complain to authority figures" is a gross generalization and untrue with specific groups in this country. Many whites are taught to respect authority figures and not question them.
Oh, and poor people don't assume they don't understand the system. They assume that they understand it all too well and it just isn't interested in their success and that crosses racial lines rather painfully.
There's some irony that his actions to avoid drawing attention ended up drawing attention because they're weren't at all consistent with the expected behaviors.
He could've played a table game like Blackjack, but he would've been subjected the scrutiny of a human dealer.
He could've used smaller denominations, but the reward may not have been worth the effort.
He could've played a table game like Blackjack, but he would've been subjected the scrutiny of a human dealer.
He could've used smaller denominations, but the reward may not have been worth the effort.
I remember watching a show about that guy. Really incredible amount of effort skill to pull that off. If I remember correctly he bought himself a $250K EDM (electric discharge machine) to create basically perfect copies of the tokens.
But as you said, he used them and the machine malfunctioned (not his fault). When he walked away from a pile of money, they immediately knew he was the culprit.
But as you said, he used them and the machine malfunctioned (not his fault). When he walked away from a pile of money, they immediately knew he was the culprit.
How are private hotel security able to search someone's car? That seems sketchy.
Good luck trying to enforce your rights in a casino.
Would it have to be private security? They could have called the police.
Unless he cracked it seems like throwing away $50 in a casino shouldn't be enough grounds for the police to search your car.
It seems much fairer to universally fund zero or low cost tuition for public university (or trade school, etc) irrespective of wealth and people wanting the prestige or networking or whatever of private university institutions can then pay for that perceived added value.
Instead, we have squabbles over the scraps of funding over current access and the enforcement costs of trying to keep one group from "getting ahead" of another while wealth is being drained from most labor classes - even the upper middle classes where current college aids generally falls away completely.
Instead, we have squabbles over the scraps of funding over current access and the enforcement costs of trying to keep one group from "getting ahead" of another while wealth is being drained from most labor classes - even the upper middle classes where current college aids generally falls away completely.
This is more or less how things worked where I lived in Italy, but I'm not totally convinced. There's still an 'opportunity cost' to going to college; for that and other reasons, it's still more an institution for middle/upper class kids. So they're taking advantage of a subsidized benefit more than those who aren't so well off, which is a bit perverse.
Also, while I think kids in US schools are treated way too much like paying customers, it seemed that in Italian schools students were seen in some cases as more of a burden to be dealt with.
I don't know what the best answer is. I'd happily take Italy's health care system, because everyone either uses it or has the potential to.
Also, while I think kids in US schools are treated way too much like paying customers, it seemed that in Italian schools students were seen in some cases as more of a burden to be dealt with.
I don't know what the best answer is. I'd happily take Italy's health care system, because everyone either uses it or has the potential to.
> Also, while I think kids in US schools are treated way too much like paying customers, it seemed that in Italian schools students were seen in some cases as more of a burden to be dealt with.
In America you tend to get both. Administration treats you like a customer (in the sense that they see a wallet with legs when they look at you) while the professors frequently seem to view teaching courses as a chore that gets in the way of their research.
Of course there are plenty of exceptions to go around, but all-in-all it's generally pretty crap.
In America you tend to get both. Administration treats you like a customer (in the sense that they see a wallet with legs when they look at you) while the professors frequently seem to view teaching courses as a chore that gets in the way of their research.
Of course there are plenty of exceptions to go around, but all-in-all it's generally pretty crap.
Name any other industry that gets a detailed map of your finances and savings before issuing a price for their services. It's a recipe for maximal extraction.
The government. I pay more in taxes not because I use more roads, need more protection from our military, or send more kids to the local school. I pay more because the government knows I can afford it. That is how the system was designed and it is completely appropriate in my opinion. College is just a continuation of that since it is in part funded by the government. Except in recent decades we have shifted the burden from the overall taxpayer to the students themselves (and their parents). However the basic idea that the people who have more money should pay more for the service has stuck around. I can't say I disagree with that approach even if it does incentivize weird loopholes like the one discussed in the article.
I agree with people with more paying more into the general fund of the government. But when major parts of the US budget get deficit funded, why does higher education get individually loaded cost wise? It makes no sense, there's no real need to discourage people from getting too much education. And long term loans, are just as inflationary to issue to the economy - and when you collect the interest back long term, you're just causing a drag on economic expansion.
I completely agree with you that this approach to education isn't ideal and that we collectively would be better off if the onus for funding education was shifted back to the general tax payer again. That said, if you have a system in which the education dollars are limits, like we currently do, the best approach in my opinion is to charge people based on their ability to pay.
> Name any other industry that gets a detailed map of your finances and savings before issuing a price for their services.
But, higher ed doesn't. They set a price in advance, and get that information if/when you ask for a public subsidy (which the university may require you to do and to share the information as a condition of offering their own discounts, framed as self-issued subsidiies.) Pretty much every industry can ask for that kind of information as a condition of offering discounts, though they may not have public subsidies available or be able to get the information used in public subsidy applications directly.
But, higher ed doesn't. They set a price in advance, and get that information if/when you ask for a public subsidy (which the university may require you to do and to share the information as a condition of offering their own discounts, framed as self-issued subsidiies.) Pretty much every industry can ask for that kind of information as a condition of offering discounts, though they may not have public subsidies available or be able to get the information used in public subsidy applications directly.
They set an extremely high price in advance and give discounts based on that information. So unless you can afford the fully fund that price out of pocket, you have to come to the table and get gov't help, which then requires the disclosure. And this is across the entire system, so it's not like you can go to a differently behaving entity.
This is just an offshoot of the financial industry though.
I guess that depends on the school. I think professors in 'regular' schools are pretty available to students in the US.
Yes, that's a good point. Different schools have different teaching/research balances and I would expect to find a difference there in the average attitudes of the professors.
I didn't look at college prices in Italy from the US, but in many nations (germany, netherlands), the tuition and the board was not zero but a reasonably low cost where family or even part time work would pay for that (low hundreds of euros per semester). That seems like a far more level playing field than what we're looking at in the US where a majority of students currently face a lifetime debt burden (and that is the best "aid" offered..)
Even if the price is zero, you're spending 3/4/5/whatever years not bringing in money. You could, by way of example, be helping in your dad's auto-repair business and learning that trade. That's the "opportunity cost" I wrote about.
No argument that their system is better in some ways, but I think it has some defects too.
No argument that their system is better in some ways, but I think it has some defects too.
It seems much fairer to universally fund zero or low cost tuition for public university (or trade school, etc)
I like the inclusion of trade school: https://jakeseliger.com/2018/03/12/the-case-against-educatio..., as a lot of modern college education is bogus: https://jakeseliger.com/2014/04/27/paying-for-the-party-eliz.... I've been on the supplier side of it, and the extent of the corruption in the system is understated.
Still, zero or low cost will create shortages, and that will create fairness or unfairness of a different variety. There is no panacea. We should admire and work towards better vocational education, though, because many people don't like sitting quietly and doing abstract symbol manipulation.
I like the inclusion of trade school: https://jakeseliger.com/2018/03/12/the-case-against-educatio..., as a lot of modern college education is bogus: https://jakeseliger.com/2014/04/27/paying-for-the-party-eliz.... I've been on the supplier side of it, and the extent of the corruption in the system is understated.
Still, zero or low cost will create shortages, and that will create fairness or unfairness of a different variety. There is no panacea. We should admire and work towards better vocational education, though, because many people don't like sitting quietly and doing abstract symbol manipulation.
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I reject that low cost will create shortages in education, why? The more people we educate, the more are available to educate others. People, ingenuity, and education are a renewable resource.
The biggest problem is cost. We shouldn’t devote a cent more funding to colleges without requiring massive spending and tuition cuts.
Even public colleges resemble country clubs. That’s great, but we shouldn’t tax non-college grads so kids can have a good time.
If college cost the same as it did 30 years ago (adjusted for inflation), there really wouldn’t be an issue.
Additional funding will just lead to more admins, useless programs, and larger tenure salaries.
Even public colleges resemble country clubs. That’s great, but we shouldn’t tax non-college grads so kids can have a good time.
If college cost the same as it did 30 years ago (adjusted for inflation), there really wouldn’t be an issue.
Additional funding will just lead to more admins, useless programs, and larger tenure salaries.
Its clear that federally backed student loans are one of the causes for increased tuition across the board. It seems that instead of pushing for debt cancellation it would be better to restrict any sort of federal assistance unless you're going to your in-state public school (likely the cheapest option in 99% of cases).
I think federal and state funding should go directly to public universities (with strings on administrative overhead and tuition costs). Federally backed student loans might remain for partial coverage of private university, but otherwise, they do exactly what you say - allow tuition costs to rapidly increase.
But the principle of universal low cost access and bulk financing of it what is the cost saver vs trying to apply consumer product market models where transactions few and in most cases once in a lifetime per consumer. Tuition increases because the consumer product model of giving loans can't regulate prices in the market with that kind of transaction structure.
Edit: Worse, as I mentioned in another comment, it's an industry that gets a detailed map of your finances before issuing a price for the services. That's no kind of market.
But the principle of universal low cost access and bulk financing of it what is the cost saver vs trying to apply consumer product market models where transactions few and in most cases once in a lifetime per consumer. Tuition increases because the consumer product model of giving loans can't regulate prices in the market with that kind of transaction structure.
Edit: Worse, as I mentioned in another comment, it's an industry that gets a detailed map of your finances before issuing a price for the services. That's no kind of market.
Pass a law that ZERO federal or state money can go to private universities. It is not the role of public tax dollars to subsidize wealthy private institutions.
The lion's share seems to just go to administrators, anyways.
The lion's share seems to just go to administrators, anyways.
It's odd to me that folks are calling this a scam. I'd describe it more as unintended consequences of a poorly thought out governance system. These "scammers" are using the letter of the law just the same way that accountants figure out how to use every possible loophole to minimize tax burden. Every role-playing gamer in the world is already familiar with the concept.
The solution is to fix the system, ideally by fixing the incentives. If we craft a system that lets someone legally fill out a form and get cash, don't be offended when people use it. Solutions that expect parents to put the "greater good" ahead of the interests of their children are doomed to failure.
The solution is to fix the system, ideally by fixing the incentives. If we craft a system that lets someone legally fill out a form and get cash, don't be offended when people use it. Solutions that expect parents to put the "greater good" ahead of the interests of their children are doomed to failure.
The student is intentionally misleading the colleges about their financial status and the financial support they receive. They're literally declaring themselves financially independent while not being financial independent. That's outright fraud:
> In law, fraud is intentional deception to secure unfair or unlawful gain
This isn't clever maneuvering. It is unlawful deception.
> In law, fraud is intentional deception to secure unfair or unlawful gain
This isn't clever maneuvering. It is unlawful deception.
> misleading the colleges about their financial status and the financial support they receive.
I think colleges don't care if students actually receive support from parents, they only check parents income/assets, and if parents refuse to provide support then student is in trouble. So giving up custody is a legal way to express this situation in legal terms.
I think colleges don't care if students actually receive support from parents, they only check parents income/assets, and if parents refuse to provide support then student is in trouble. So giving up custody is a legal way to express this situation in legal terms.
> So giving up custody is a legal way to express this situation in legal terms.
That's a different situation than the situation the article discusses. These kids are still receiving support while pretending not to (for financial gain).
The colleges are now asking if the student is still on their parent's health insurance and or getting their bills paid by their parents to combat the abuse they've been seeing.
That's a different situation than the situation the article discusses. These kids are still receiving support while pretending not to (for financial gain).
The colleges are now asking if the student is still on their parent's health insurance and or getting their bills paid by their parents to combat the abuse they've been seeing.
> That's a different situation than the situation the article discusses. These kids are still receiving support while pretending not to (for financial gain).
could you provide citation?
I think article says exactly that some students want to separate from parents through guardianship concept and try to push this through court, but colleges investigate and flag such cases internally.
could you provide citation?
I think article says exactly that some students want to separate from parents through guardianship concept and try to push this through court, but colleges investigate and flag such cases internally.
> could you provide citation?
I already gave you one. The article this thread is about.
I already gave you one. The article this thread is about.
The article.
As I said: article doesn't state there is any actual finding of such things.
This is not quite correct. The colleges are asking about the financial status of the parents, not the child, and making poor assumptions. Not only does this open up the system to legalistic scheming, it also seriously disadvantages kids with estranged parents.
The colleges are not asking the right questions. It sounds like that's changing, which is good. But they're the ones making the rules and they bear the blame for the consequences.
The colleges are not asking the right questions. It sounds like that's changing, which is good. But they're the ones making the rules and they bear the blame for the consequences.
>it also seriously disadvantages kids with estranged parents.
I knew someone in this situation. It sucks, and the parent commenter is way too eager to attach labels.
I knew someone in this situation. It sucks, and the parent commenter is way too eager to attach labels.
I considered doing something like this when I entered college. My parents make enough money that I didn't qualify for any aid at all, but they also wouldn't give me a penny under any circumstance. One of my dads favorite sayings was "I have to clothe your butt, not decorate it." Which is how he justified us never having clothes that fit.
Anyways, I didn't end up doing this and just went without food sometimes to make ends meet, ended up dropping out when I ran out of the money I'd saved at my minimum wage job in high school.
I'm writing this out to show that while on paper I came from a wealthy family, a loophole like this would have really helped me.
Anyways, I didn't end up doing this and just went without food sometimes to make ends meet, ended up dropping out when I ran out of the money I'd saved at my minimum wage job in high school.
I'm writing this out to show that while on paper I came from a wealthy family, a loophole like this would have really helped me.
I honestly think your situation is probably more common than the one in the article.
I knew a few people in a similar situation to yours, where they could not rely on parental support after turning 18, but they were not considered legally emancipated before that point so FAFSA wasn't giving them any grants. The one kid I knew who has actually homeless due to parents kicking him out in high school, did get legally emancipated and was able to qualify for FAFSA, but it was a huge pain.
The people I knew in this situation mostly ended up working some job, going to community college and transferring into a state school or getting a cert for a different career path from community college.
I knew a few people in a similar situation to yours, where they could not rely on parental support after turning 18, but they were not considered legally emancipated before that point so FAFSA wasn't giving them any grants. The one kid I knew who has actually homeless due to parents kicking him out in high school, did get legally emancipated and was able to qualify for FAFSA, but it was a huge pain.
The people I knew in this situation mostly ended up working some job, going to community college and transferring into a state school or getting a cert for a different career path from community college.
This is a common situation, I've known several people that ended up in it, myself included. Most of them ended up dropping out of college because working 40-50 hours per week at the same time as taking a full course load at university is a surefire recipe for burnout. It also makes for a pretty poor college experience generally. You can spread it out over more years by going part-time but that has its own costs.
It really is a very disadvantageous position to be in.
It really is a very disadvantageous position to be in.
To add to this, a good friend of mine had her sister adopt her as guardian when applying for aid. A messy parental divorce made financial paperwork nearly impossible to file, not to mention that even if it was filed her father wouldn't contribute anything.
That scenario, an estranged parent who refuses to pay any of their "contribution", is unfortunately really common.
That scenario, an estranged parent who refuses to pay any of their "contribution", is unfortunately really common.
This addresses a real public policy failure: students with no financial means are denied all financial aid because eligibility is dependent on a third-party with no legal obligations. Imputing that a person has assets to which they have no legal title or right is indefensible policy. Imagine if receiving welfare assistance was contingent on your neighbor's income being sufficiently low and the kind of incentives that would create.
The policy assumption that parents will financially support their adult children is false for a non-trivial percentage of the population, and leads to bad outcomes for those people. People that fall into this crack are often left with no recourse when it comes to public assistance, which leads to loophole hacks like the one in the article.
The policy assumption that parents will financially support their adult children is false for a non-trivial percentage of the population, and leads to bad outcomes for those people. People that fall into this crack are often left with no recourse when it comes to public assistance, which leads to loophole hacks like the one in the article.
Getting married is another way to get financial independence for the purposes of financial aid in the US: https://budgeting.thenest.com/can-married-students-financial...
Some have fake marriages for this purpose: https://www.vice.com/en_us/article/4wbeqg/how-some-students-...
Some have fake marriages for this purpose: https://www.vice.com/en_us/article/4wbeqg/how-some-students-...
FASFA requiring a parental contribution has always seemed weird. You are 18, an adult, why is there an expectation on parents to pay for anything?
Because in practice, parents of sufficient wealth usually do contribute towards 18 year olds' education (or their living costs where the education is government funded), and every subsidy a university gives to a multimillionaire's offspring means less subsidy available for the genuinely poor.
Funny, that missed me. I FAFSA'd out of support due to my parents income and didn't get a dime from my parents. I suppose they supported me with the clothes on my back, but that is about it. I'm pretty sure I sit with a majority of my generation, and I find the only people placating this abusive pillaging to be those who simply do not perceive it is happening. In practice sufficient wealth to contribute doesn't mean the motivation nor incentive. I truly hope this corrects itself in time, but it is far far too late for me. If I achieve moderate financial success I'd most likely philanthropize in the form of a scholarship dedicated to exactly this gap, and/or lobby for change.
>and every subsidy a university gives to a multimillionaire's offspring means less subsidy available for the genuinely poor.
Sure, let's deprive 100 people of their benefits so that 1 of them doesn't get that same benefit unjustly.
Sure, let's deprive 100 people of their benefits so that 1 of them doesn't get that same benefit unjustly.
Even weirder if it also doesn't expect legal guardians to contribute
It does. The students are declaring themselves "financially independent." The guardianship is a tool towards that end goal.
- Parents voluntarily grant guardianship (to friend/relative).
- Guardian dissolves (either voluntarily or automatically).
- Student gains financially independent status. Is eligible for financial aid.
- Parents voluntarily grant guardianship (to friend/relative).
- Guardian dissolves (either voluntarily or automatically).
- Student gains financially independent status. Is eligible for financial aid.
18 year olds don’t have much income or assets, outside of special cases. If you want to give financial aid to “poor students” there really isn’t any other way to do it.
So it is ok for companies to do things like this with the tax laws, but not OK for individuals?
There is no law against giving up custody of your child. Additionally, FAFSA says you must include parents wealth, so if you have no "parents", then you don't have to include them.
There is no law against giving up custody of your child. Additionally, FAFSA says you must include parents wealth, so if you have no "parents", then you don't have to include them.
People who didn't circumvent the obvious spirit of the rules while complying with the letter of the rules are pissed off that there exist people who did just that, saved a bunch of money doing so and have an presumably clear conscience.
While I understand why these people are annoyed I don't have much sympathy. Always read and understand the fine print. Always read and understand the rules. If X is allowed and doing X would benefit you then you are shooting yourself in the foot by not doing X. If the people writing the rules don't like it then they have the power to change it. And no, I didn't take advantage of this but I knew of the loophole at the time, wish I did and I'm paying for my laziness every month.
While I understand why these people are annoyed I don't have much sympathy. Always read and understand the fine print. Always read and understand the rules. If X is allowed and doing X would benefit you then you are shooting yourself in the foot by not doing X. If the people writing the rules don't like it then they have the power to change it. And no, I didn't take advantage of this but I knew of the loophole at the time, wish I did and I'm paying for my laziness every month.
Yes, but once you replace "People" with "Corporation" everyone is more or less ok with it.
I'm willing to bet 90%+ of the people in the article complaining about this own, use or like Apple products. Yet Apple does this exact same thing!
I'm willing to bet 90%+ of the people in the article complaining about this own, use or like Apple products. Yet Apple does this exact same thing!
This is why regulations in general are so messy. You come up with a "common sense" regulation to address a problem. You end up creating a new problem as people attempt to skirt the rules and get around it.
It's a good reason why healthcare is so messed up in the US. A ton of rules that create really bizarre incentives to get around them.
It's a good reason why healthcare is so messed up in the US. A ton of rules that create really bizarre incentives to get around them.
It's ridiculous to call this a "scam". I don't understand why people would be denied aid because of their wealthy parents. Wealthy parents have no legal obligation to pay for their kids education.
My favourite idea for fixing the cost of tertiary education, is for universities to "buy a stake in you".
i.e. You apply for Course X and the university quotes you Y% of your income for the next Z many years. Say 15% for 15 years over say a £20k floor.
Better students get a lower percentage. Courses with poor prospects get punished with having to publish higher percentages before you get in the door. You as the student decide whether the quality of a university and their facilities, outweighs say an extra percentage etc etc.
Aligning the goals of the university and the student is beneficial in other ways as well. If 7 years down the line the field your course pointed you towards implodes and you're laid off - well the university could offer a free course/masters to retrain in a subject that'll get you back earning for them.
i.e. You apply for Course X and the university quotes you Y% of your income for the next Z many years. Say 15% for 15 years over say a £20k floor.
Better students get a lower percentage. Courses with poor prospects get punished with having to publish higher percentages before you get in the door. You as the student decide whether the quality of a university and their facilities, outweighs say an extra percentage etc etc.
Aligning the goals of the university and the student is beneficial in other ways as well. If 7 years down the line the field your course pointed you towards implodes and you're laid off - well the university could offer a free course/masters to retrain in a subject that'll get you back earning for them.
This would basically make art degrees and history degrees unattainable except for the rich. Not that I mind, but that is the complaint you'll get with this system.
I'd disagree.
The cost of delivering an arts and history course should be cheaper than say a course requiring a medical-teaching-hospital, a super-computer, wind-tunnel - whatever.
If all you need are some great lecturers, you can poach them and set up a department somewhere with a low cost of living for staff and students.
These subjects are also a fine fit for distance-learning, part-time etc.
Basically, I'd hope that universities would be forced to consider how they could reduce the cost of these courses in a sensible way. Current system of "all of you get on this expensive campus and pay your share" is unfair, as a lot of the benefits of this are skewed.
The cost of delivering an arts and history course should be cheaper than say a course requiring a medical-teaching-hospital, a super-computer, wind-tunnel - whatever.
If all you need are some great lecturers, you can poach them and set up a department somewhere with a low cost of living for staff and students.
These subjects are also a fine fit for distance-learning, part-time etc.
Basically, I'd hope that universities would be forced to consider how they could reduce the cost of these courses in a sensible way. Current system of "all of you get on this expensive campus and pay your share" is unfair, as a lot of the benefits of this are skewed.
That's a feature, not a bug.
A few of my friends figured out that they can avoid having "expected family contribution" being so high to due to parental income is to get married, because then parental income no longer counts. Some did this and it worked
I have 529 plans for both my kids. Lets say I save up enough for them to pay for their entire college. If an alternate family, making the same as us, saves nothing, could they qualify for aid, while we wouldn't?
It's hard to say without knowing how much you make, or what schools your kids might go to, but it is certainly possible. Many schools use FAFSA not just for federal aid but for determining how much "need" your kids have for other assistance beyond what the federal government might offer. They look at how much they think you can afford, assume willingness to take on some amount of debt, and weigh how much they actually want your kid in their school. If you make so much that the schools are going to consider you able to pay full tuition no matter what, a 529 will only help you. If you might qualify for some aid based solely on your income, it could make a difference:
https://www.reuters.com/article/us-column-feldman-529/dont-l...
Not likely. FAFSA is almost 100% determined by your parents income from the previous year tax reports. It doesn't typically cover everything, even if you get the biggest possible grant. I got a decent FAFSA package, went to a very-affordable in-state college, but I still have loans that probably would have been avoidable if my parents had invested in a 529.
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this is an excellent scam and like ten levels higher than moving your kid into a crappy high school senior year to qualify for similar assistance.
I went to a crappy high school all four years, I don't remember any particular assistance I got for the pleasure.
according to the people who told me about moving to a worse school, transcripts coming from "urban underserved schools" (there was an actual technical term they used but i forgot it) are more appealing to ivy league schools. They had about five tricks to make their kids more appealing to ivy's that included moving houses, changing schools, specific sports, certain extra curricular, etc. -- to clarify we were chatting at a 4 y/o's birthday party.
See this thread for young marriage to hide parental income as another tactic.
You probably went to a crappy school because your parents were poor and they wouldn't know any tricks to give you advantages.
You (having poor parents) wouldn't need an entire class of these scams designed to hide your wealthy upbringing.
Alternatively watch king of the hill episode "The Redneck on Rainey Street" :)
See this thread for young marriage to hide parental income as another tactic.
You probably went to a crappy school because your parents were poor and they wouldn't know any tricks to give you advantages.
You (having poor parents) wouldn't need an entire class of these scams designed to hide your wealthy upbringing.
Alternatively watch king of the hill episode "The Redneck on Rainey Street" :)
Hang on, are they actually giving up custody?
What happens if the child is hit by a car, is unconscious, and needs medical attention?
What happens if the child is hit by a car, is unconscious, and needs medical attention?
If nobody has custody then those decisions are made by next of kin which would be parents/siblings/children. I forget the specific order (maybe varies based on state law and context?) but it doesn't really matter for functional families since parents and siblings will generally be in agreement about those sorts of things.
the best case scenario for means testing is always perverse incentives like this. Just give it away, man. K-16, ezpz. If you want to find efficiencies go after the sub provost to the assistant registrar for the vice dean; bureaucracies have ballooned inside of colleges compared to instructor salaries.
More like money saving tricks to me, doesn't seem illegal.
Yeah, I'm having a definition problem with this one too. It appears that what they did was not prohibited by the system. Maybe not the most ethical way to go about things, but not explicitly prohibited.
You can go to a community college for much less money and all kids aren't required to go to College to earn a good living.
This is just silly.
This is just silly.
> You can go to a community college for much less money and all kids aren't required to go to College to earn a good living
Do you hear that sound? It is the sound of ten million wealthy upper middle class parents simultaneously recoiling in horror.
But seriously, parents that do these sorts of things have spent the last 20 years of their life ensuring their kids stay on the maximum-privilege track, and they're not going to quit now.
Do you hear that sound? It is the sound of ten million wealthy upper middle class parents simultaneously recoiling in horror.
But seriously, parents that do these sorts of things have spent the last 20 years of their life ensuring their kids stay on the maximum-privilege track, and they're not going to quit now.
My daughter decided to defer going to ‘real’ college for a year to figure out what she wanted to do: why spend all the money when you haven’t figured out things anyway?
She enrolled at a highly rated local community college and signed up for some difficult classes and she was very much not impressed: the pace of instruction was very slow, the students unmotivated (not doing homework, not participating during class), and the overall level of instruction often easier than what she had in high school.
It’s an excellent way to get some garden variety general courses off you plate at low cost and low effort, but, in her case, it was not a substitution of the real thing.
She enrolled at a highly rated local community college and signed up for some difficult classes and she was very much not impressed: the pace of instruction was very slow, the students unmotivated (not doing homework, not participating during class), and the overall level of instruction often easier than what she had in high school.
It’s an excellent way to get some garden variety general courses off you plate at low cost and low effort, but, in her case, it was not a substitution of the real thing.
Having attended both types of college, I actually had the opposite experience. At the community college, I was taught entry level classes by PHds who taught purely for enjoyment. The students were largely very motivated and professional. The university I attended was decent (top 60s), but all my direct interactions were with graduate TAs, many of whom struggled with the English language. The students mostly just wanted to party and constantly needed their hands held.
Most likely I just got lucky. My main point is that anecdata isn't very good data.
Most likely I just got lucky. My main point is that anecdata isn't very good data.
>by PHds who taught purely for enjoyment
Yeeeeeah, right.
Signed, PhD working in the industry.
Yeeeeeah, right.
Signed, PhD working in the industry.
I'd have to agree, I took a couple community college classes over the summer (I was enrolled in a 4-year college) to get some credits out of the way.
WOW, the classes were so much easier than what I would expect from high school classes. It was honestly shocking they were giving out college credit.
WOW, the classes were so much easier than what I would expect from high school classes. It was honestly shocking they were giving out college credit.
I took Spanish at community college and it was a breeze. I rushed through all my assignments in class and spent the rest of the time spacing out. Felt like middle school all over again.
I had forgotten about my Spanish course at the local community college.
During finals of Spanish 103, we had to make some small conversation. Some students couldn’t string 4 words together.
At the end of the test, the teacher says “you all get an A” and that was that.
During finals of Spanish 103, we had to make some small conversation. Some students couldn’t string 4 words together.
At the end of the test, the teacher says “you all get an A” and that was that.
> It is the sound of ten million wealthy upper middle class parents simultaneously recoiling in horror.
I went to a community college during high school, and this seems like the stigma is the reason why more people don't do dual enrollment.
I went to a community college during high school, and this seems like the stigma is the reason why more people don't do dual enrollment.
Oh yeah. This is a game in which people are competing for social status. Sure, you can buy a nice car and you can buy a nice house, but you can't buy your children's way into... actually, scratch that. It's just much harder.
But having smart kids is the crowning achievement for these parents. I feel terribly sorry for kids caught in the middle of all of it.
I went to Stanford, but my parents didn't give a damn about any of that. Get this -- they taught me to value knowledge and a good work ethic, and I got in because I was really good at standardized tests.
However, I don't think it's been a big benefit for me because I wasn't a top student there, and I got off the hyper-achievement train early on in my twenties. I probably would have been just as okay professionally if I had taken that full scholarship to Texas A&M that I got through my standardized test-taking ability.
But having smart kids is the crowning achievement for these parents. I feel terribly sorry for kids caught in the middle of all of it.
I went to Stanford, but my parents didn't give a damn about any of that. Get this -- they taught me to value knowledge and a good work ethic, and I got in because I was really good at standardized tests.
However, I don't think it's been a big benefit for me because I wasn't a top student there, and I got off the hyper-achievement train early on in my twenties. I probably would have been just as okay professionally if I had taken that full scholarship to Texas A&M that I got through my standardized test-taking ability.
Oof. I wasn't expecting a Stanford flex here.
I wish I was the smart kid. It's not like I even got a full ride!
I wish I was the smart kid. It's not like I even got a full ride!
Don't worry, I'm not a very smart programmer. I wanted to be a scientist.
Well... CLC didn't offer me much that I wanted but couldn't get at Stevenson anyway. I was dual enrolled for an introductory philosophy class, but within my eventual undergrad majors, Stevenson offered at least as much coursework depth.
This depends on the degree. My computer science degree had CS classes all the way from freshman year, and I think the pre-requisite graph required at least 3 years, so the standard ‘2 years of core classes for an associates and then 2 years of degree-specific courses’ wouldn’t have worked well for people like me and it would have taken me 5+ years of relatively light classes to finish college with a degree rather than 4.5 (130+ credits required for my CS degree)
Community colleges offer CS classes. Whether they’ll be accepted as specific prerequisites at a specific 4-year institution would require further research, but it’s definitely not a reason to completely dismiss community college. You can also go to community college for one year, then transfer to a university. There’s no requirement to get a degree before transferring.
Source: I did one year of community college before transferring into the computer & electrical engineering program at a university.
Source: I did one year of community college before transferring into the computer & electrical engineering program at a university.
> My computer science degree had CS classes all the way from freshman year, and I think the pre-requisite graph required at least 3 years, so the standard ‘2 years of core classes for an associates and then 2 years of degree-specific courses’ wouldn’t have worked well for people like me
Community colleges often have CS programs, they don't just offer GE.
They may not have equivalents for all of the courses in a particular universities lower-division major curriculum in a particular major, which can be an issue.
Community colleges often have CS programs, they don't just offer GE.
They may not have equivalents for all of the courses in a particular universities lower-division major curriculum in a particular major, which can be an issue.
Some states, like North Dakota, have common course numbering to make sure the credits can transfer from the community colleges to the universities. If the local community college doesn't offer the specific class, you can often get a distance learning option through the community college.
> You can go to a community college for much less money
Agreed.
> and all kids aren't required to go to College to earn a good living.
This will need a citation. My understanding is that the gap between between college graduates incomes and non-college graduate incomes continues to increase.
Agreed.
> and all kids aren't required to go to College to earn a good living.
This will need a citation. My understanding is that the gap between between college graduates incomes and non-college graduate incomes continues to increase.
There are plenty of skilled trade jobs that pay as well or better than a number of undergraduate degrees. Electrician, aviation techs, construction managers, plumbers, radiology tech, LPN, and dental hygienists are all jobs that pay as well or better than some of the lower paying bachelor's degree careers. So that would be your history, english, biology, psychology degrees, etc. Here's a chart of salaries by 4 year degree:
https://www.visualcapitalist.com/visualizing-salaries-colleg...
Obviously once you get into engineering degrees, computer science, finance, law degrees, and the like, no trade school or community college degree can compare. But the ultimate point is that a 4 year degree is not the only path to a decent income. Especially when you factor in student loan debt.
https://www.visualcapitalist.com/visualizing-salaries-colleg...
Obviously once you get into engineering degrees, computer science, finance, law degrees, and the like, no trade school or community college degree can compare. But the ultimate point is that a 4 year degree is not the only path to a decent income. Especially when you factor in student loan debt.
Obviously once you get into engineering degrees, computer science, finance, law degrees, and the like, no trade school or community college degree can compare.
Well, I wouldn't be so sure of that. Quite a few of the vocations can make more than what you mentioned. It is variable, much like the pay of a computer science major depending on market.
Well, I wouldn't be so sure of that. Quite a few of the vocations can make more than what you mentioned. It is variable, much like the pay of a computer science major depending on market.
Read the article. Its a scam-tactic.
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That's reminiscent of what gave away Louis Colavecchio, who was ripping off Atlantic City casinos with counterfeit tokens. The casinos knew they were being ripped off, because their token inventory was higher than they could account for, and the discrepancy was increasing.
The counterfeit tokens were good enough that the casinos had no way to detect them, and when they sent a batch of tokens back to the manufacturer that they were sure include at least some counterfeits and asked if the manufacturer could come up with some way to fight this, the manufacturer said all the tokens were genuine.
What finally happened is that Colavecchio was using his counterfeit tokens at a slot machine that took high value tokens, like $50, and the token mechanism jammed. Colavecchio just moved over to the next machine, and continued playing.
The security people saw this, and found it very suspicious. When a machine jams and eats someone's $50 token, they don't just move over and continue gambling, even if they are a gambling addict. They go find casino staff to retrieve the jammed token or get reimbursed.
They detained him and searched his car and room, and found a large collections of tokens for several casinos, and knew they had finally found the counterfeiter.