To me, this was not about the buying guide or directory, but the regular monthly printed issues received in the terrestrial mail.
Among other benefits, I attribute my fondness of Western classical music to eagerly reading this rag from cover to cover each month for a number of years during my teenage years (not the full run, of course).
From the article: "As older people take up a greater share of society, the likelihood that society as a whole will adopt new technologies more slowly may increase"
>Research often defines heavy drinking as more than 40 grams pure alcohol a day for women and 60 grams a day for men. Translated, that’s 1.4 ounces of liquor for women and 2.1 ounces for men.
To clarify this muddled statement (it's not clear that by "liquor" they mean "pure alcohol"), in the United States, a standard drink has 0.6 ounces (14 grams) of pure alcohol. That's a 12-oz 5% beer, or a 5-oz glass of wine.
>This is something I tell people I am generally politically/socially align with (liberals/progressives) when they start talking about “handouts for red states.” California and other areas were not developed on their own, they required years of sustained federal investment and interest in the area.
If they were to ask where you think this "federal investment" funding came from, what would you reply?
DAFs (U.S. tax law) were never meant to benefit charities, they are a way to give donors a tax break today by putting money in the hands of for-profit entities like Fidelity in exchange for a vague promise to maybe someday donate to an actual charity.
I wonder if Fidelity is putting a similar restriction on those age 70 and above who wish to make a Qualified Charitable Distribution (QCD) from their Traditional IRA to Southern Poverty Law Center. This would be even worse, since it is not Fidelity's job to audit the charitable deductions made via QCDs.
It also helps to spread your lifetime Soc Sec benefits over more tax years, thereby lowering the total tax you pay (because pushing higher payouts into fewer tax years by delayed filing will typically increase your marginal tax bracket).
> the monthly payment is about 1/4 of what I was paying for health insurance before I was eligible.
Maybe not, if you take into account the >$500/month subsidy of your Medicare Part A benefits (assuming you had the minimum number of calendar quarters paid in). And your Part B payment (the one usually deducted from your Soc Sec payment) is also partly subsidized unless your income is high enough to trigger IRMAA adjustment.
Unlike Pournelle, Niven is still alive (87 year old), but I don't think he is writing new science fiction these days (although he has collaborated on some stories this century and has made guest appearances at some conferences in the last few years).
I too prefer POP. I don't read email on my phone, I alternate between a desktop and notebook computer for that (and most everything else), and simply copy my Thunderbird profile back and forth (using robocopy) when I switch. I have four primary mail identities, and use the Thunderbird unified folders to easily manage it all.
>Time turns out to be a great universal organizer, just like how a photo collection is wonderfully organized by date more than by any other single dimension.
I have found this same thing to be true. I even tell my family that if for some reason they need to access all our critical info on my computer, the most recent files in each directory are almost always the most interesting ones.
>Death is a popular escape from deferred taxes. When you die, your obligations to the government vanish. Your heirs inherit assets/property at market value. Their assets depreciate from new cost bases.
The article only addresses a subset of economic activity. The larger portion of the adult population are wage earners or retirees, not business owners. For them, large investments in Traditional IRAs or 401k plans are most definitely not able to escape upon death the income taxes that were deferred.
Took me a minute or two scrolling through the article before I found what I was looking for, at the very end.