This isn't a problem. See article [EN][0]. Simply put we are significantly below the cap. If somehow we would manage to hit the cap it definitely should be an alarm for investigation. I feel more folks are unhappy because EU was divided into two parts with this.
I am really surprised with RNDA3 support. I have never seen so many issue with iGPU (APU). It started with VP9 decoder issue (e.g. just playing videos on YouTube was enough to trigger it), but that got fixed after a very long time (required a new firmware). Multiple constant [different] crashes, but you can workaround most of them by adding amdgpu.sg_display=0 to your bootargs. It's already listed in Arch Linux wiki, Gentoo wiki, etc.
Again, I was surprised by the number of firmware and driver issues since RNDA1/2/3 have been around for years now.
+1 on your initial comment. Exactly how I feel about the current situation.
MilkV Oasis with SG2380 would be the end-game for majority of developers, but they are definitely loosing money if they keep starting price at 120 USD. They don't have it frozen (they changed the SoC specification some weeks ago) thus I wouldn't be surprised to see this slip into 2025. I wouldn't be surprised if this outperforms MilkV Pioneer.
[0] https://www.lrt.lt/en/news-in-english/19/2461209/will-lithua...