I don't have this much patrience, I had a really similar issue, I had a streaming service as an extra perk for somethimg I have- When It stopped working - Something hit me, this isn't a troubleshooting session but twas the call of the seas.....
Big companies are pushing cloud really hard, and yea the hardware prices too is a problem. People still buy Google cloud and OneDrive when they could literally pickup an old computer from trash and Frankenstein it into a NAS server.