They don't advertise this, but schwab offers 2fa with either a hardware token that they will ship you OR a 2FA token on your phone using https://m.vip.symantec.com/ . You have to call them up, but their customer service is pretty good.
I am mystified by housing/anti-gentrification advocates' refusal to consider building new housing stock as a solution to this problem. And what's with "luxury housing" snub? You can't prevent highly paid tech workers from moving into the city without restricting their freedom of movement.. so why not make some room for them? The "historic character" of neighborhoods doesn't have to be ruined, either.
I'm not opposed to something like her Community Benefits Agreements, as long as it actually does speed the approval process up. Of course, it might be hard to get off the ground, since "While the community coalition might be a representative group, there is no oversight to guarantee appropriate representation", and the rest of the community will always be arguing over who has the right to represent them.