So in personal projects I still code things myself. I use LLMs for help (like when I was using Stackoverflow or Github issues) but I do type the code myself (sometimes copy/paste). Another reason for doing this is that I do not trust agents CLIs running in my personal computer (I don't trust OpenAI/anthropic/etc), and setup a VM or container is just too much hassle.
Now at work, I do use agents. I don't mind the CLIs running free in my work laptop (I couldn't care less). Besides the company pays for Claude/OpenAI/Gemini, so they allow us to use them. Certainly I feel less happy when doing work with agents. For instance, I landed in a new codebase recently, and I have been using agents to understand and write minor fixes/features... it does feel "fast" but I ultimately don't get to understand the codebase as good as if I were going to do it the old way (reading the codebase myself and fighting with it myself)