I'd love a dumbed-down answer to this. Here's where I think 1Password's TOTP is useful:
User creates a strong password in 1Password when signing up for a service. The password is used only for this service. The service stores all usernames and passwords in plaintext. These credentials are compromised without the service knowing. If I'm using 1Password's TOTP then, I think, an attacker is prevented from logging into the service with my credentials. If I'm not using 1Password's TOTP then the attacker can login to the service.
Do small side projects to explore various areas of IT. Pay attention to things you find fascinating. That fascination will help pull you through the inevitable tough times should you choose to work in the particular area. The particular area of IT that you discover might surprise you.
are there any situations in which it makes sense for an employee to exercise vested options "early"? namely, while still employed by the company and with no plans of leaving anytime soon. I'm curious because it sounds like shares and options were treated differently in the above scenario.
I used to contemplate similar situations. For example, a stationary person on a bike at the top of a steep driveway that's perpendicular to the vehicle's driving direction. But after seeing the video of the Arizona incident I stopped. It's too soon to consider these corner cases when some systems on the public road can't even slow down for a person in front of the fucking vehicle.
User creates a strong password in 1Password when signing up for a service. The password is used only for this service. The service stores all usernames and passwords in plaintext. These credentials are compromised without the service knowing. If I'm using 1Password's TOTP then, I think, an attacker is prevented from logging into the service with my credentials. If I'm not using 1Password's TOTP then the attacker can login to the service.