Still Apple keeps shooting their foot with their software. I'd love to see an update to iOS and Mac OS that doesn't feel sluggish. They nailed hardware, software is sorely lacking.
I'm happy that exists as an alternative for those who care about this.
I (meat-eater) am done with leather alternatives for now. A while back, I bought the official leather-alternative case for my everyday-carry Roav sunglasses, but it didn't last me very long. Frustrated with that, I ordered a custom made case with real leather, that cost me double the price, but it has been aging really nicely.
For me, paying extra for good leather, that will last longer and is byproduct of meat I already eat, seems to be the best decision in terms of sustainability. Hopefully technology will improve so that we have more options in the future.
There's a bit of misunderstanding in your statement. Most of the money made by companies in payments systems comes from transaction fees, not from interest. When companies offer you better rewards, that's them competing to have you use their credit card rather than the competition's.
They already have Facebook Pay on messenger, and WhatsApp is mostly unheard of. Maybe it doesn't make sense to launch it in the USA.
WhatsApp is however overwhelmingly used in Brazil, and highly lacking good Venmo-like apps. I did not like the Brazilian Fed getting in the way with regulations before it even launched. Sends the wrong message to foreign investors considering Brazil.