Resist! If a bank forces you to use a surveillance device (smartphone) to do Internet banking or forces you to install invasive apps on your PC, don't.
TAN apps were still reasonable. TAN generators too, though the hardware sucked and used an insane amount of batteries. Then banks forced apps and smartphones and that is the point where to say no thanks.
They are still required to perform transactions by filling out forms with a pen.
It sounds like a lot of work but it really isn't. Use cash or credit cards and cut down the number of manual transactions.
TAN apps were still reasonable. TAN generators too, though the hardware sucked and used an insane amount of batteries. Then banks forced apps and smartphones and that is the point where to say no thanks.
They are still required to perform transactions by filling out forms with a pen. It sounds like a lot of work but it really isn't. Use cash or credit cards and cut down the number of manual transactions.