I feel like this is a false sense of security. Even before this change, they can easily access and scan photos on your device. If they do any post-processing of the image on device, they already do.
"You can see that these were indeed at-risk patients – the overall mortality rate in the general population for coronavirus infections is nowhere near those rates, and it’s a damn good thing it isn’t. The mean age of the patients was 59 years, 64% male, with 50% of them having hypertension, 45% of them obese, and 30% with Type 2 diabetes. So even though they were characterized as mild-to-moderate on enrollment, this was just the sort of group that you’d worry about as a physician."
It is still a valuable study even if it is not a study done on the general population.
I think you have the wrong idea about what a derivative is. The article does a pretty good job at explaining what a financial derivative is and gives some example of common ones. Financial derivatives have no real relationship with mathematical derivatives.
I'll give you some advice you won't listen to: don't transfer to another college just for a girl. It's really not worth it. If you were married or have a kid together that is a different story. But if she's not even your girlfriend anymore, then definitely no. There are plenty of fish in the sea.
While grad schools do put some emphasis on the school you graduate from, the most important thing (I'm assuming you're talking about a PhD) is showing you can do good research and getting good recommendations by your professors. Getting decent grades probably wouldn't hurt either.
As far as getting a job is concerned, it really depends on what you want to do. If you want to go work in consulting or at an investment bank, then yeah, the school is very important and going to a good school will open a lot of doors. If you want to work at a startup, being able to get things done is much more important.
I think that's a main issue. Many of these models are based on math that few people understand. I don't think it necessarily is an issue of integrity, but more an issue of traders and asset managers using the results of these mathematical models without fully understanding the implications and risks. They are, after all, probabilistic models and it seems like they weren't treated as such.
There is definitely a demand for those "fluff" skills that many engineers like myself cannot fulfill. There are many great careers out there that don't require math beyond the high school level. Don't look down upon them just because they have passions in other areas.