If remote first, what is second? Remote first seems like an odd way to label what they are describing. It sounds like they want to be fully distributed but are claiming remote first as a hedge in case they want offices in the future. Just commit to fully distributed.
Truecaller is the easiest way to access this data for consumers. https://www.truecaller.com/. The two commercial data providers for this are Telesign and Neustar.
This test has not been FDA approved and only has an Emergency Use Authorization which does not test the efficacy as an FDA approval would. Even the linked article says "this test has not been FDA cleared or approved."
The only broad way to do this is to verify identity documents, usually passports. The industry term is documentary verification. Jumio is one company that has been in this business for awhile. If you have checked in for an international flight at a kiosk by scanning your passport, you were verified by Jumio. If you put your passport to a webcam to verify your Airbnb profile, it was Jumio.
Here are more details about how documentary verification works, https://blog.cognitohq.com/documentary-and-non-documentary-i.... As a disclaimer, my company does NOT offer documentary verification but we do recommend various services to companies that need more than US verifications.
I used the link you posed to find your app in Google Play. Like the others who left reviews in Google Play, I don't want this tied to either LinkedIn or Facebook. Since you collect phone number, why not use Cognito to verify users?
Two Dollar General stores separated by a mile popped up in my hometown in northern California, a place that can barely support two of any stores even grocery stores. Dollar General stores are expensive and nearly always empty. When I lived in the south eight years ago, Dollar General stores were expensive and empty too. I would not be surprised at some point if the economics of their expansion didn't make sense.
As someone else mentioned, Dollar Tree is different. There is a Dollar Tree that is always packed next to an empty Dollar General in my hometown. Dollar Tree is a deep discount store. Dollar General is a convenience store without gas.
If they are using that information for a background check, they would have to inform you by law. I could see them using it for identity verification, but they should be much more transparent about that.
I have been ripped off by an interstate moving company before so I am aware of the problems. Movers usually figure out some way to extract more money after they take your stuff. I liked the demo site except the differences between the low and high quotes for the different classes of services was wide. Is that based on a common weight and volume comparison? Is there another reason for the gap?
If you need a high level of trust, you can use identity verification services like BlockScore. We see it used when the cost of fraud or misrepresentation is high enough to justify the cost and hurdle of participation. The hurdle being collecting the required information from trusted users. If you want to know more, see blockscore.com.
I have also seen others like Nextdoor use address for verification. If you have a locality-based service, that is a low-cost option that will likely also weed out bad actors because a credit card with valid billing address is required.
They have a direct relationship with Equifax and TransUnion, two of the major credit bureaus in the US. That is where the identity data comes from.
The first phase is to verify your identity by matching it against an authoritative data set, likely a credit file at either Equifax or TransUnion in this case. Once that data is matched, a set of questions from that data is generated. Your identity was likely matched against someone with similar identity information, hence the odd questions.
Do you a similar name to other people in your household? The good news is that the question set verifies you against the information it fetched. If you are not, you should fail the question set.
We at BlockScore provide an identity verification and question set service. Properly tuning the service to match the right person takes a lot of secret sauce because there is a lot of imperfect data. Thankfully we have this working well.
Glad he failed. I have had my identity stolen several times including fraudsters trying to file bogus state and federal tax returns. I cannot complain too much; all that I learned from that got me into the identity business.
Thankfully in my case, the fraudster failed the knowledge-based authentication questions that the bank asked when he attempted to change my address and have a new card issued. I suspect that is what happened in your case too.
I had this happen to me. The hacker used freecreditreport.com (Experian) to pull a credit report using the information an old employer leaked. They took the information from my credit report and tried to change the address of my credit cards to a UPS store mailbox and get new cards issued.
Fortunately one card was with a credit union that gave me the fraudulent address. I filed a police report in the jurisdiction where the UPS Store was located. Nothing came of the compromise, but at least I had a record if something happened later.
I also got the email address of the hacker from freecreditreport.com, but it was useless. The only way I found out that my credit report was pulled through freecreditreport.com was due to my employer (not the leak) getting employees accounts with Experian as a perk. When I contacted Experian, the rep noticed I had two accounts, one through my company and one through freecreditreport.com.