The risk that any app will, now or in the future, be hacked, sold or just changed to suck all the data from your phone and send it somewhere you don't want it sent is too high for my taste.
Is America the same as China?
If you can't tell, here's food for thought:
How many people want to leave China to go live in America?
How many people want to leave America to go live in China?
You're absolutely right, it's like a switch flipping in the brain.
Maybe a way to get there, or to try to explain it in a different way would be: You have to hate "having the item in your todo list" more than "doing the task".
I know I do. It's annoying to "carry" that todo item in my head all the time, with its danger of forgetting it, or the need to note it down somewhere, then remember to check the somewhere... So I know I'l feel liberated when I do it.
Yes, on the face of it this applies much better to "pay that bill" than to "write a book". But you'd be surprised. Soon you won't think of yourself as a procrastinator, you'll feel like someone who takes charge and does stuff. You know what people like that do, apart from the small stuff? The big stuff.
The risk that any app will, now or in the future, be hacked, sold or just changed to suck all the data from your phone and send it somewhere you don't want it sent is too high for my taste.