I did this and found it reasonable easy to create it.
It has a sensible layer of complexity for what you get out of it.
Your German rant is still stupid, no one would do that manually or would otherwise just take the time and effort to learn what is necessary.
Unfortunately for this discussion I have no clue how the UK version really compares to the German one and I also don't know from a statistical point of view if this is a real problem.
After all just creating some company implies a lot of things you need to know anyway like doing the taxes right and doing all other critical things like the yearly get together with all participants.
Sources? I was buying and transferring bitcoins over 8 years as I bought weed through it.
Of course you can even pay 0 but you know it's not the normal someone would wait days for the transaction going through.
You clearly did not use Bitcoin often enough otherwise you could just looked the spikes up yourself. That first corona year was even worse with the fees.
Just a week ago someone got cought and the fbi took his 3 billion dollar worth of BTC.
Sending crypto to someone in Iran or Russia is against the law independent of how you do it.
And just because you can send BTC to Iran someone in Iran also needs to exchange it to something real again.
While banking is more restrictive, when you go to your bank with your passport, you actually can recover your account. I know someone who lost 10k because he lost his key.
For most people it's saver and easier and they are not affected and don't care about all those BTC/crypto benefits at all
We could also use this energy for better things than Bitcoin.
And while BTC doesn't make any value besides moving money from one person to another, it also produces hardware garbage like ASIC chips and power supply.
It also steals demand from others too.
There is only downside for most of us than benefit of allowing Bitcoin mining independent of it's source.