I agree that everyone is biased. But there has just been an incredible amount of debate on this issue. For OP to state that he's discovered the solution is a bit disingenuous.
Doesn't OP have the responsibility to at least admit that his main suggestion is extremely common and well researched, and to explain what gives him special insight or authority?
I find this pretty interesting. On the one hand, it's similar to the situation a lot of lenders are in. But on the other hand Tether isn't owed that money back as far as I understand it. You also have the fact that a lot of crypto people are very against fractional reserve.
Interesting idea. Is there a description of the tech behind it somewhere? Also, seemed to take a while to generate, not sure if it's getting stressed with visitors.
That Bork theory is nutty. Imagine thinking that businesses don't take calculated risks. There is a conveyor belt of judges supported and moved forward by big money corporate interests.