Having a government payment processor I'm sure would be quite a nightmare as well. Imagine your credit card is the DMV.
The reason these credit card companies wield so much power is the modern duopolistic system. "Monopolies are ILLEGAL" they said. Thusly, an array of duopolistic megacorps essentially acting as a monopoly. Something something game theory. Visa and mastercard. Coke and Pepsi. iPhone and Android. Windows and MacOS. Google search and google search. NASDAQ and NYSE.
The answer is to have 10+ actually competing, financially healthy payment processors. At some point the cabal-like duopolistic behavior breaks down.
the upside of reddit data is you have updoots and downdoots, so you can positively and negatively train your AI model on what people would typically upvote, and train against what they might downvote
Now, that's the upside, the downside is you end up with an AI catering to the typical redditor. Since many claims there are formed on the basis of, "confident, sounds reasonable, speaks with authority, gets angry when people disagree" - hallucinations happen. Rather we want something like "produces evidence-based claims with unbiased data sources"
the main thing is that it's acceptable, meritorious even, to resent the privileged white male. But a jewish white male, that's racist. Also most white males in the ivies are jewish - the so-called privileged (non-jewish) white male is in fact underrepresented now vs. the general population.
The reason these credit card companies wield so much power is the modern duopolistic system. "Monopolies are ILLEGAL" they said. Thusly, an array of duopolistic megacorps essentially acting as a monopoly. Something something game theory. Visa and mastercard. Coke and Pepsi. iPhone and Android. Windows and MacOS. Google search and google search. NASDAQ and NYSE.
The answer is to have 10+ actually competing, financially healthy payment processors. At some point the cabal-like duopolistic behavior breaks down.