Maybe in past decades some employers were willing to give it a shot? I can't imagine anyone who just does this camp getting into "Big Tech" immediately. Maybe they actually were clever, had some relevant experience before, strong interest in technology already.
I know someone who did a bootcamp to move from sales to something they described sales engineer.
close to 0 interest rate is not something that will happen for a long time now. But as someone else has pointed out, empire building will never stop once companies open up hiring and budget freezes.
I have seen some people on reddit admit that they are bad at managing finances month to month and would rather have that big refund come back that they can use to pay off debt or something. I know it sounds counter intuitive, but whatever works for individuals man.
Well most people are just not literate when it comes to finances. They are not aware of what withholding means, how to calculate things. I'm sure it's not simple to do when you are working multiple jobs, or temp jobs in between (well these won't be those simple W 2 scenarios we are talking about).
We are know that the tax codes are intentionally complicated and big firms don't want government to fix them. Rules being complected allows having loopholes for certain people.
This is true. The thing that most people won't appreciate is that taxes that are not done online are processed at a very slow pace. Most people don't try to optimize their withholding in a way to get close to 0 tax returns and won't be willing to wait long times to get any kind of returns. We all are paying cost of capitalism.
Its funny that the tools that actually allow you to work remotely are pushing their own employees to come back. The leadership sure has some vision right there (vision for more money and nothing else but that's not shocking).
Many corporate landlords will likely increase rents because they know people renting can't buy as well. So they sure are stuck with what they currently have.
even the most liberal parts of US will not go anywhere near doing such thing. As the name might suggest, I live in such area and the attitude towards such things will not get any backing anywhere (government or private businesses)
Also wouldn't the dataset being from different number of people affect this? During 2021 probably much more people with higher pay self reported their pay on the website and 2022 just didn't see that much contribution?