I will also add that many problems in the US and other countries stem from the perversion of incentives and benefits of the few over the many. What I mean is that keeping this broken system in place as it greatly benefits the insurance companies, of which there are a few. It’s so valuable that they have the money and resources to buy the politicians, pay for the media campaigns and lobby the propaganda outlets to mitigate any power the populace has to address the issue. This allows industries to control pretty much all policy in the US. It’s a sad state of affairs.