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patrickrafferty

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Piggly Wiggly: The First Self-Service Grocery Store with Transparent Pricing

userhub.com
9 points·by patrickrafferty·2 ปีที่แล้ว·1 comments

End of 6% Commission era upends misleading Pricing Model used by Zillow, Portals

userhub.com
7 points·by patrickrafferty·2 ปีที่แล้ว·4 comments

Microsoft 365 reaches 400M Paid Seats

userhub.com
1 points·by patrickrafferty·2 ปีที่แล้ว·1 comments

comments

patrickrafferty
·2 ปีที่แล้ว·discuss
The commentary on Scale's "2024 AI readiness chart" is so spot on
patrickrafferty
·2 ปีที่แล้ว·discuss
www.userhub.com | Senior Back-end Engineer | NYC | Hybrid/Onsite | Full-time

We are reimagining User Management & Subscription Management as a User-Based Billing Platform to put modern monetization within reach of every software business.

We are a seed stage company looking to hire a back-end engineer.

- Go and spanner on backend, remix and react/typescript on the front - gRPC for our APIs - google cloud and terraform

Would love to find someone who has banged their head on billing problems in the past - but not required.

Shoot me an email - patrick at userhub.com
patrickrafferty
·2 ปีที่แล้ว·discuss
yes - Saw an article in Grants Interest Rate Observer make a similar point. Homebuilders are the big winners of this.
patrickrafferty
·2 ปีที่แล้ว·discuss
8%! Only time ive seen elevated commissions like that is when the overall price is low (common with raw land).
patrickrafferty
·3 ปีที่แล้ว·discuss
Just a dumb headline.

First, household formation has accelerated dramatically over the last 5 years (see article below). This trend will likely continue, and/or accelerate for many more years. Many of the major homebuilders have seen this coming (e.g. DR Horton).

Second, the lost value of office buildings did not merely dissipate - it just follows where people are spending time. Data from Kastle Systems suggests foot traffic back to office is roughly half of what it was pre-covid (40% to 50%). Those hours people are not in an office, they are in homes. If you have a bunch of adults spending ~20 additional hours per week in the home, they will value their homes more.

When I was doing appraisal in the aftermath of 08, the buyers driving the speculation looked nothing like the buyers waiting in line today.

https://www.jchs.harvard.edu/blog/surge-household-growth-and....