I want to add that, given neither fatalism nor nihilism, but something more like partial-determinism in that destiny (past action requiring debt to be paid) and current/future free will co-operate, how would you go about these problems? It is so elusively difficult
I would say institutionalized but created with input from the community to guard against bias. Preferably, the system would reach “competence” and the virtue index would be sufficiently successful in predicting future outcomes, as well as current moral position. I have some docs that lay out principles if you want to see them. The main challenge is the accuracy and repeatability of virtue authentication, as this would enable a new paradigm of consciousness.